FMCA has teamed with GMAC Insurance to offer preferred pricing through the FMCA Motorhome & Auto Insurance Plan. GMAC Insurance’s specialized RV insurance protects you in ways ordinary auto insurance can’t.
For a free rate quote, visit www.gmacinsurance.com/FMCA or call (888) 576-4269, Savings Code YS-BA.
The FMCA Motorhome Insurance Plan provides specialized benefits that can save you thousands of dollars if you should have to file a claim. Benefits of the plan include:
Optional Full Replacement Cost Coverage for Motorhomes up to 5 Years Old
If you purchase this coverage within the first five years of the model year of your motorhome, and if your coach is totaled or stolen (and not recovered) in its first five model years, GMAC will replace it with a comparable new RV even if you're not the original owner. After the first five model years, they will pay your full original purchase price -- not a depreciated amount -- toward the purchase of the replacement RV.
Most insurance companies require that this coverage be purchased within two years of the RV's model year. With the FMCA Motorhome & Auto Insurance Plan, FMCA members can purchase this coverage on an RV up to 5 years old.
Permanent Attachment Coverage
Items such as awnings and antennas are automatically insured for the full amount it would cost to replace them.
Personal Belongings Coverage
From laptops to linens, your belongings are insured for full replacement cost up to $3,000 – at no extra charge.
Allowance for Emergency Expenses
Helps cover food, travel and lodging if you have a covered claim away from home (provided at no added cost).
Service Call Allowance
Pays for an expert to come to you at the location of your choice.*
Coverage for Full-Timers
Provides coverage similar to homeowners if you live in your motorhome.
Your entire hitch assembly is covered at replacement cost, including the part that attaches to your tow vehicle.*
Save money by suspending the coverage you don’t need during the months your motorhome is not on the road. You’ll still be fully protected against fire, storm, wind and theft. With only six months of GMAC Insurance’s exclusive Storage Option, you could save up to $400.
Find out how much you can save with your FMCA member rate. Visit www.gmacinsurance.com/FMCA or call (888) 576-4269, Savings Code YS-BA.
Eligibility, benefits, discounts and coverages may vary.
Underwritten by these member companies of the GMAC Insurance Group, Winston-Salem, NC: Integon National Ins. Co., National General Assur. Co., National General Insurance Co., MIC General Ins. Corp. and GMAC Ins. Co. Online Inc. Coverage not available in HI and MA. Coverage in NJ provided by High Point Property and Casualty Ins. Co. which is not affiliated with GMAC Ins. Some features may not be available.
Underwritten by National General Assur. Co. in TX and National General Ins. Co. in WA.
RVs with an original cost new of $500,000 or more will be insured only if all autos in household are also insured with GMAC Ins. Underwriting approval required.