FMCA member benefits

Identity theft protection plan

The Privacy Matters Identity Theft Protection Plan provides valuable benefits to protect you from loss of time and money in the event your identity is stolen.

Identity theft occurs when someone possesses or uses your name, address, Social Security number, bank or credit card account number, or other identifying information without your knowledge with the intent to commit fraud or other crimes. Identity theft is one of the fastest-growing crimes in America.

The financial services industry has addressed the problem in several ways, one of which is through the development of identity theft protection products and services. These services typically cost $10 to $18 per month. However, because FMCA is able to keep its costs very low, members can purchase My Privacy Matters, one of the most comprehensive plans available, at a significant savings.

For a low monthly fee, it includes the following:

Identity theft prevention

• Free computer software, including Panda firewall, antivirus, and antispyware.

Identity theft detection

• Daily credit monitoring* and daily online activity alerts — offline alerts are available monthly.
• Instant online access to your triple bureau credit reports* and triple bureau credit scores.
• Easy access to your Social Security reports.

*Credit services provided by TransUnion Interactive Inc.

Identity theft restoration

• Counseling or full restoration services — an experienced, licensed investigator assigned to restore the member’s identity and credit record back to pre-theft status should they become a victim of Identity theft.

The customer can choose either turnkey service or a counseling-only option.

Identity theft insurance coverage
• Up to $25,000 ($100 deductible) identity theft expense reimbursement insurance provided as a bonus at no extra cost to the member. Insurance coverage is underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, Connecticut.

The regular retail price for this service is $12.95 per month, with an additional $5 monthly fee to cover the individual’s spouse. For FMCA members, the cost is $4.95 per month, with an additional $2 monthly fee for the spouse. A onetime fulfillment fee of $4.95 (which covers both member and spouse) applies.

The My Privacy Matters identity theft program is a perfect way for you to protect your credit rating and your good name. Should you fall prey to an identity thief, the program will provide you with expert assistance to help you re-cover.

For further information, call FMCA’s Member Services department at (800) 543-3622; or e-mail membership@fmca.com and ask for an Identity Theft Protection Plan brochure and application.

* Identity theft coverage may not be available in all states. Identity Theft Expense Reimbursement insurance is underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, Connecticut 06183-9062.

Identity Theft Protection Plan enrollment form

Federal Trade Commission: ID Theft
www.consumer.gov/idtheft

Better Business Bureau
www.bbbonline.org/idtheft/index.asp