Save on RV Insurance with FMCA
Get the Best RV Insurance Rates
Family Motor Coach Association members have priority access to the industry's leading RV insurance experts. With FMCA RV Insurance, members can select from the industry’s top RV underwriters at the best rates.
FMCA RV Insurance is powered by the FMCA Coalition, a group with decades of combined experience in the RV industry. As RV insurance specialists, they know what it takes to maintain and repair RVs and what types of coverage options RV owners need.
Not Just RV Insurance
In addition to RVs, coverage is also available for homes* and automobiles in the United States, Alberta and Ontario.
As an FMCA Member, you'll qualify for:
- FMCA member discount**
- Coverage options from multiple RV insurance specialty carriers
- Annual policy reviews and rate comparisons upon request
- Multiple RV and auto package options
- Select RV specialty coverages
* Homeowners insurance not available in all states and provinces.
** Discount not available in all states or from all insurance companies.
Frequently Asked Questions
How much is RV insurance?
Rates depend on what type of policy you are purchasing (standard or specialty coverage), the model of your RV, and many other variables including your driving record, age, etc. Family Motor Coach Association members have access to the industry’s top underwriters at the best rates and are eligible for an FMCA Member Discount.
I'm a full-time RVer. What type of insurance do I need?
I purchased a brand new motorhome. What RV insurance do I need?
FMCA RV Insurance can provide eligible FMCA members who purchase new motorhomes with multiple total loss replacement methods. An RV insurance policy can be designed to fit your lifestyle.
What is standard RV insurance coverage?
Standard coverage includes the following:
- Bodily injury
- Property damage
- Uninsured motorists
- Underinsured motorists
- Personal injury protection
- Medical payments
What specialty RV insurance coverages are available?
FMCA RV Insurance can assist you with your specialty coverage needs including:
- Total Loss Replacement
- Purchase Price Guarantee
- Disappearing Deductible
- Personal Effects Replacement
- Full-Timers Liability
- Vacation Liability
- Emergency Vacation Expense
- Towing and Roadside Labor
- Tow Dolly/Tow Bar Coverage
- Depreciation Buy Back
- Total Loss Awning Replacement
- Valuable Personal Property
- Adjacent Structures
- Golf Carts and Scooters
- Glass Coverage
- Secured Storage
- Mexico Coverage
- Consignment Coverage